Types of loans at KoinWorks

Three Great Reasons To Borrow With Us


Apply loan online; anytime, anywhere and get the information about your loan interest rate via email beforehand.

Accessible & Affordable

Loan in KoinWorks is a non-collateral and non-bank loan so it is easy for you to get quick loan. No penalty or any other charges for early repayment.

Reasonable Interest Rate

Every applied and approved loan is only charged with monthly interest rate as low as 0.75% - 1.67% with no hidden costs.

KoinWorks is Different From Conventional Financial Institution

Loan in KoinWorks is not as complicated as those at traditional bank.

By connecting Lenders with Borrowers, KoinWorks increases the level of effectivity and efficiency to the highest level.
Thus, Borrowers get the ease of access to financial needs that are certainly cheaper.

Our Loan Application

Apply for Loan Online

You can complete the loan application form in just 15 minutes.


The loan interest rate will be informed, if you agree, proceed to the next steps.

Legal Documents

Upload all of required legal documents when applying for loan.

Funding Process

Your loan will be published into our platform and the Lenders can then lend their funds.

Loan Disbursement

Your loan will be disbursed into your designated bank account.

Features Available


Every data in our website is encrypted and stored on multiple servers along with its backup data which is done regularly.


Our innovative machine learning is one of our excellences, with our the credit scoring algorithm we invented using Borrower’s data.

Flexible and Affordable

Get more flexible loan at more affordable cost compared to traditional financial institutions now.

Need Help? Call (021)-29323996
or send email to support@koinworks.com
Mon to Fri 09:00-18.00 (GMT +7)

Lender dashboard can only be viewed on landscape mode.

NOTE: Please turn on 'Auto-Rotation' for a better investing experience.